PSYTE™ US Geodemographic Data Terms
(ver. September 2024)
In addition to the terms of your license agreement, your use of the PSYTE™ US Geodemographic Data is governed by the terms below.
- PSYTE™ US Geodemographic Data will not be used: (i) as a source for modeling of, or determination of, consumer credit worthiness, consumer credit approval, or a customer’s eligibility for employment; or (ii) to advertise, sell or exchange any products or services that involve sexual paraphernalia; drug paraphernalia; adult films; adult recordings or adult magazines; weapons; credit repair services or other illegal or illicit activities.
- PSYTE™ US Geodemographic Data will not be used as part of an application that provides names or phone number lookups to any entities which provide live-operator directory assistance services.
- You are not permitted to, directly or indirectly, use any portion of the PSYTE™ US Geodemographic Data other than an address or location data element in a Mortgage Activity. “Mortgage Activity” means the following activities performed by a Mortgage Entity: (i) loan origination; (ii) mortgage underwriting; (iii) marketing to or solicitation of mortgage clientele; (iv) mortgage client retention; (v) mortgage portfolio review and monitoring; (vi) mortgage portfolio valuation; (vii) mortgage portfolio risk management; (viii) mortgage portfolio benchmarking; (ix) mortgage loan and/or mortgage portfolio pricing; or (x) mortgage loan servicing. A “Mortgage Entity” is a financial institution or other entity (or an affiliate, subsidiary or successor-in-interest) that originates or services loans secured by real property, or participates in the secondary market for loans secured by real property.